KiwiSaver Advice

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KiwiSaver is one of the most powerful tools available to New Zealanders—but many people find themselves in the wrong fund, contributing the wrong amount, or simply haven’t reviewed their KiwiSaver in years. 

At Wealth Boutique, we provide independent KiwiSaver advice to help you make confident, informed decisions—ensuring your retirement savings scheme works as hard as it should for you. 

Whether your goal is buying your first home or building long-term wealth, we’ll assist you in establishing the right KiwiSaver strategy. 

What KiwiSaver Means For Your Future 

KiwiSaver is a government-supported savings scheme designed to help you invest for retirement or your first home. 

It is often one of the largest investments you will ever have and includes: 

- Your personal contributions 

- Employer contributions (minimum required) 

- Annual government contributions (if eligible) 

Since your money is invested in managed funds, your results depend heavily on: 

- The fund you choose 

- Your risk level 

- Fees and long-term performance 

Small changes today can make a significant difference over time. 

Why KiwiSaver Advice Matters 

Many people are placed into a default fund or choose a provider once—and never review it again. 

But: 

- Being in the wrong fund can cost you thousands over time 

- Default options may not align with your goals or timeframe 

- Your KiwiSaver should evolve as your life changes 

Our Approach 

At Wealth Boutique, we take a personalised, independent approach to KiwiSaver advice. 

1. Understand Your Situation 

   We learn about your goals, income, and current KiwiSaver setup. 

2. Review Your Current Fund 

   We assess whether your current provider, fund type, and fees are suitable for you. 

3. Recommend the Right Strategy 

   We provide tailored recommendations based on: 

   - Risk level 

   - Timeframe 

   - Financial goals 

4. Implement & Simplify 

   We help you switch funds or providers (if needed) and handle the process. 

5. Ongoing Reviews 

   Your KiwiSaver isn’t “set and forget”—we review it as your life changes.